Hold on to your wallets, everyone: The current trend of rising ATM fees doesn't seem to be slowing.

According to a study by Bankrate, the average ATM fee for an out-of-network withdrawal has soared to an all-time high of $4.52. What does this mean for the average American? Brenda Buttner brought in the experts on Saturday's edition of "Bulls and Bears" to find out.

"I do think it's bank robbery," complained Chuck Rocha.

"Times are a-changin', and the bank ain't changing with 'em," added Rocha, who noted that fewer and fewer people are electing to carry cash at all, favoring credit and debit cards instead.

"And those of us who are using it — making us pay more and more? That's not fair. I realize it's capitalism … but at the end of the day, you have to change with the system."

Of course, not everyone on the "Bulls and Bears" panel agreed.

"This is a first-world problem, if nothing else," rebutted John Layfield. "These banks have got to build these ATMs all over the country, and in some places, all over the world. They have a right to charge whatever they want."

"It's very much a simple choice," Layfield later added. "If you don't like it, do like I do: Don't use 'em!"

For more insight into this story from Suzy Welch and Jonas Max Ferris, watch the full segment above.