The United States Postal Service may start offering banking options to customers.

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According to the USPS inspector general, the agency stands make billions in revenue by offering services like cashing checks, paying bills, and small loans.

Senator Elizabeth Warren (D-Mass.) wants to propose legislation that will replace payday lenders with the post office. Supporters point out that millions of Americans don’t have bank accounts and wind up thousands in fees for check-cashing services.

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Critics disagree, arguing that the USPS is the last place that should be handling your money. Last year alone, the agency lost $5 billion dollars. From 2011 to 2013, it lost $25 billion dollars, and closed over 800 branches and offices.

Shepard Smith rejected the idea outright. “Stand in line at the post office? No, call FedEx. They’ll come get the dang thing.” 

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